Calculator & Widget
Android App
.png){kind=logo}
DEEPESH RAGHAW Feb14,2023
The Finance Minister presented the Union Budget 2023 today. In the past, taxpayers have had big expectations from the Union Budgets but the budget announcement turned out to be a damp squib. Yes, there are always policy changes but not many seem to affect the salaried class directly.
You Cannot Take the Tax Benefit for Home Loan Interest Twice
How To Use Credit Card to Budget And Track Your Expenses
Union Budgets 2023:Highlights of an Action Packed Budgets
Should Ypu Buy or Rent a Car
A-6 Point Wishlights for Union Budgets 2023
Ring in the New Year with These 5 Financial Resolutions
Why Banks Offer Higher Discounts o EMI Transaction Than Outright Purchase
DEEPESH RAGHAW Feb14,2023
The Union Budget 2023 is round the corner. Are you ready with your wish list? What do you want from this budget? Lower taxes? Higher tax deductions? Additional tax exemptions? The Budget announcements may not meet all your demands/wishes since the Government must strike the right balance between populism, targeted incentives, and tax collections.
DEEPESH RAGHAW Feb14,2023
Swiping a credit card is easy. Repaying credit card debt is not. There will be situations where your cashflows will be stretched and you won’t be able to pay your credit card bill in full. What do you do then? Will that affect your credit score? Well, if you read a card statement carefully, you… New RBI Guidelines on Digital Loans: Know Your Rights
DEEPESH RAGHAW Feb14,2023
RBI has come out with additional guidelines on digital lending.
DEEPESH RAGHAW Feb14,2023
If you use BNPL (Buy Now, Pay Later) service or cards from Slice or Uni Pay, this development will interest you. BNPL has emerged as a competitor to credit cards. Easy onboarding. Seamless and convenient process. Easy repayment terms. Instant credit. Who needs a credit card? However, RBI, in its latest notification to non-bank PPI…
DEEPESH RAGHAW Feb14,2023
In the monetary policy announcement on June 8, 2022, the Reserve Bank hiked the repo rate by 0.5%. Bad news for borrowers. The interest on floating rate home loans would soon go up.
DEEPESH RAGHAW Feb14,2023
The Reserve Bank published Master directions on Credit and debit card issuances in April 2022. In the previous post, we looked at the rules pertaining to the closure of credit card accounts. In this post, I will focus on the changes in the billing rules for the credit cards.
DEEPESH RAGHAW Feb14,2023
Ever tried to close a credit card? If you have, you know it is not easy. Not all banks cooperate when you try to close/cancel a credit card. What if I were to tell you that your bank must pay you a penalty of Rs 500 per day for each day of delay beyond 7 days in closing your credit card?